From: "dave" 
Newsgroups: uk.finance
Subject: Re: Interested charges pushing account over OD limit - extra charges allowed?
Date: Mon, 26 Feb 2007 21:08:51 GMT

>
> Thus write to your bank asking for a list of your last six years'
> charges, add interest on top and ask for a full refund. When it refuses
> inform it you'll go to court under the small claims system.  In most
> cases, the bank will simply pay out; one person received £17,500."

Enough is enough..!  Is no-one going to stand up to this avalanche of
whingeing
by people who should no better..?  What happened to personal
responsibility..?

Its not about whinging, its about banks working to the law.
They are going on about agreements, well they should work within the law or 
challenge the law which of course they simply refuse to do hence they end up 
paying every customer who claims.
£1.5 billion by banking industry figures out today shows just how much 
responsibility they take.
If they had charged sensible amounts i dont think anything would have come 
of the campaign to claim penalty charges but charging £30 to £35 for 
something that costs less than a fiver is total nonsense.

Recently a judge told a bank to prove thier case or lose them all. They lost 
them all.
From your tone i assume you think that breaking the law is just fine?
No bank has dared to challenge a single customer in open court. Why not?