From: Alex Heney 
Newsgroups: uk.finance uk.legal uk.telecom.mobile
Subject: Re: Getting a new identity & a new credit history
Date: Wed, 03 Jan 2007 22:55:42 +0000

On Wed, 03 Jan 2007 22:10:27 +0000, Jonathan Bryce
 wrote:

>Anthony R. Gold wrote:
>
>>> It is fraud (Obtaining financial services by deception)
>> 
>> That is now "obtaining services dishonestly" which requires that services
>> be obtained on the basis that payment has been, is being or will be made
>> for or in respect of them and when no such payment has been, is being or
>> will be made.  As stated by the OP, that does not apply in this situation.
>
>What about the new bank account under the new name?  Presumably had the bank
>known the full credit history, they might not have given them the account.

*Currently* that may well be obtaining services by deception.

As Anthony has pointed out, from the 15th of this month, that will
definitely not be the case, because the current definition in the
Theft Act 1978 is being replaced by the Fraud Act 2006 which comes
into force then, and explicitly states that there must be a payment
required for the services which are not forthcoming for that offence.

It seems logical to me that it *should* be a crime to obtain any
services by lying when you would not have got those services if you
had told the truth, but it doesn't seem to be the case :-(
-- 
Alex Heney, Global Villager
Man has his will. Woman has her won't!
To reply by email, my address is alexATheneyDOTplusDOTcom