From: "Adrian Boliston" 
Newsgroups: uk.finance
Subject: Re: MBNA payment due date trick
Date: Sun, 19 Nov 2006 21:42:47 -0000

"Andy Pandy"  wrote in message 
news:4s94olFuiqmtU1@mid.individual.net...

> Why not arrange an overdraft/increase your overdraft - likely to be much 
> cheaper than
> not paying your credit card in full every month. Alternatively you *may* 
> find it's
> cheaper get a cash advance off your credit card before the payment date, 
> pay that
> into the bank you've got the DD with, to partially pay the bill!

I do a similar thing with my amex card.  If it's a heavy month and I can't 
pay it off in full I will do a "top up" BT from my Egg card.  This avoids 
paying interest on my entire month's amex purchases *from the purchase date* 
and I only pay interest to egg from the date of the BT.   If the next month 
is a "lean" month then egg gets paid off.

cheers adrian www.boliston.co.uk