From: "Tim" 
Newsgroups: uk.finance uk.legal
Subject: Re: Barclaycard....Advice needed
Date: Sun, 16 Jul 2006 12:40:09 +0100

"Ronald Raygun" wrote
> If he stops payment, this does not send an unambiguous
> signal to the insurer, who sill not know whether the stoppage
> was accidental or deliberate.  That why it's expected, in the
> latter case, that the intention be communicated explicitly...

Which is why he telephoned the insurer...

"Ronald Raygun" wrote
> ...  And of course it ought to be in writing, to forestall
> the "cancellation" being initiated by some prankster.

How would a prankster manage to get the Direct Debit cancelled?

> "Tim" wrote:
> > In both cases, it is the insure*r* who actually
> > completes the cancellation (in response to either
> > the written letter or the premiums being stopped).
>
"Ronald Raygun" wrote
> Well, that depends on what you mean by cancellation...

Exactly!