From: "Tim" 
Newsgroups: uk.legal uk.finance
Subject: Re: Credit card refund?
Date: Sat, 1 Sep 2007 12:08:28 +0100
Bytes: 2249

>>"Mike_B" wrote
>>> It is still relatively rare for a credit cad company to sue
>>> for non payment. They prefer to ruin a persons credit ...
>>
> "Tim" wrote
>>If they lodge incorrect data with the Credit Reference
>>Agencies you can require them to correct it.
>
"Mike_B" wrote
> Registering arrears, missed payments and defaults is routine operation.
> If you don't agree with the information they have registered you
> can add a note of correction, but no.. you cannot require that
> they change their entry just because you have a dispute with it.

Please read what I said - I was talking about if they lodged
*incorrect* data.  If their data is *correct* then you are right, you
cannot require them to remove it;  you just explain it in the NOC.