From: "Tim" 
Newsgroups: uk.legal uk.finance
Subject: Re: Credit card refund?
Date: Sat, 25 Aug 2007 11:47:51 +0100
Bytes: 2626

>> >> paulfoel wrote:
>> >> > OK. Suppose I pay for something such as a service
>> >> > or goods with a credit card, what duty does the credit
>> >> > card company have with regards to any disputes?
>> >> >
>> >> > For instance, suppose I pay a garage for some work
>> >> > that I'm not happy with, could I phone the credit
>> >> > card company and dispute any payment I've made?
>> >>
>> > johannes wrote:
>> >> The CC company will send you a dispute form to fill in. They will
>> >> then refund the charge while they investigate the dispute. If they
>> >> find in favour of you, the refund will stay. Min £100 dispute.
>> >
>> "Alex" wrote
>> > I believe the £100 is the amount paid, not the amount disputed.
>>
> "Tim" wrote:
>> Isn't it rather the full cost of the goods/service?  Only *part* of
>> the cost might have been paid on the credit card (eg a deposit),
>> but even so the CCco can be held liable for the whole cost.
>>
>> And the total cost must be between £100 and £30,000 (?).
>
"johannes" wrote
> Yes. But I doubt that you can buy an item for £30,000 on CC ?

You don't need to pay the entire (say) £29,999 on
the CC -- just a deposit, which maybe (say) £500.
Then the CCco is jointly liable for the whole £29,999!!