From: John Boyle 
Newsgroups: uk.finance
Subject: Re: Unauthorised Overdraft Charges
Date: Mon, 23 Apr 2007 00:39:10 +0100

In message , Peter Saxton 
 writes
>John seems to be saying that because there is a charge predeclared for
>some event happening then it is part of the contract and can't be a
>penalty for breach of contract.
>

Thats right.
-- 
John Boyle