From: whitely525@yahoo.co.uk
Newsgroups: uk.finance
Subject: Re: Interested charges pushing account over OD limit - extra charges allowed?
Date: 27 Feb 2007 11:26:09 -0800
   posting-account=AUXwog0AAABIH84t1tiwGGc-zyjT0LEw

On 26 Feb, 21:08, "dave"  wrote:
> > Thus write to your bank asking for a list of your last six years'
> > charges, add interest on top and ask for a full refund. When it refuses
> > inform it you'll go to court under the small claims system.  In most
> > cases, the bank will simply pay out; one person received =A317,500."
>
> Enough is enough..!  Is no-one going to stand up to this avalanche of
> whingeing
> by people who should no better..?  What happened to personal
> responsibility..?
>
> Its not about whinging, its about banks working to the law.


Nobody gave a toss about 'the law' until programs on telly and
newspaper articles kicked up a fuss.  They paid up because that is
what they agreed to.

I do NOT defend banks and their charges.  I think they are often a rip-
off.

BUT that is nothing to do with all these people who are too stupid to
manage their
finances responsibly.  The banks just exploit their stupidity.  I
don't know where
these people bank, but my bank already gives me a free overdraft
limit: so to incur
a penalty I would have to spend what I don't have, AND then some
more..!

I could write to my bank and ask them for a list of all the penalty
charges I have
incurred in the last 6 years.  I don't need to because I know the
answer:

ZERO..!