From: whitely525@yahoo.co.uk
Newsgroups: uk.finance
Subject: Re: Thinking Of Letting - Advice Please
Date: 6 Feb 2007 04:42:43 -0800
   posting-account=AUXwog0AAABIH84t1tiwGGc-zyjT0LEw

On 5 Feb, 21:52, "Inch High Private EYE"  wrote:
> "Ronald Raygun"  wrote in message
>
> news:12Mxh.6432$9S5.3135@text.news.blueyonder.co.uk...
>
> > w.digg...@gmail.com wrote:
>
> >>> Not all lenders increase the interest rate for BTL.  Some just charge
> >>> a one off fee (several hundred pounds) and ask you to abide to a
> >>> string of conditions.
>
> >> Cool, thanks.  If I call and ask them about it, will that alert them
> >> to what I'm doing if I decide not to declare it later?  Does that make
> >> a difference?
>
> > Heh, heh.  Damned if you do, damned if you don't.
>
> Fact is your ex-girlfriend still has to pay her half , she is jointly
> responsible for the outstanding mortgage , so she better get use to paying
> for a house she's not living in and tough luck to her , show her no mercy ,
> she has shown you none.

The bank may not even pursue her.  Joint & several liability means the
one remaining person can cop for liability for the full amount, that
person then has to persue the absent partner.