From: "Roger Mills" 
Newsgroups: uk.finance
Subject: Re: Voluntary NIC Contributions based on incorrect advice
Date: Mon, 11 Dec 2006 12:36:04 -0000

In an earlier contribution to this discussion,
John Hunter   wrote:

> Many people like myself will be greatly hacked off at having done the
> "right thing" and made voluntary NIC contributions, particularly when
> they were made at a time when we were particularly cash-strapped.
>
> However my complaint isn't regarding that issue but I feel doubly
> aggrieved because a major reason for paying the contributions was
> based on incorrect information given to me by the advice line.
>



As far as I am aware, it has *never* been the case that a wife can receive a 
pension based on her husband's contributions *before* the husband reaches 
pension age. If you think that the helpline told you otherwise, there must 
have been a misunderstanding between the question they were answering and 
the question you *thought* they were answering.

Was this purely a telephone conversation, or have you got anything in 
writing? Did you record the conversation?

Unless you have some concrete evidence of what they told you, you haven't 
got a hope in hell!

Your voluntary contributions will presumably increase *your* pension, plus 
your wife's pension based on your contributions - when she eventually gets 
it. Whether or not the increases represent good value for money in relation 
to the extra contributions, heaven knows - but I doubt it, unless you both 
live to be 100!
-- 
Cheers,
Roger
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