From: John Boyle 
Newsgroups: uk.finance
Subject: Re: investment bond "written in trust"
Date: Fri, 13 Oct 2006 20:42:48 +0100

In message <452f3b8d$0$97227$892e7fe2@authen.yellow.readfreenews.net>, 
Miss L. Toe  writes
>
>"John Boyle"  wrote in message
>news:4sFiepCLqrLFFwDF@johnboyle1.demon.co.uk...
>> In message <452b6ffa$0$97268$892e7fe2@authen.yellow.readfreenews.net>,
>> Miss L. Toe  writes
>> >
>> > wrote in message
>> >news:1160473583.920898.186320@c28g2000cwb.googlegroups.com...
>> >
>> >> What sort of amount of money are you looking at ?
>> >£50k
>> >
>> >
>> >My guess is that when the experts wake up they might suggest looking at
>life
>> >assurance policies written in trust.
>>
>> I cant see how this would help if she is near death.
>
>I did say that I wasnt an expert :-)

:-)
>
>I didnt know that there were 'near death' rules.

What I meant was that as we know the woman is sadly terminally ill, then 
obtaining life insurance is likely to be out of the question.

>
>
>> >
>> >>
>> >> Which companies are the shares in ?
>> >
>> >Blue chip
>> >
>> >I would suggest doing a calculation to see how much/many can be sold
>before
>> >CGT becomes payable. - That might limit your options.
>>
>> I cant see how this would help. Once sold the sale proceeds would remain
>> subject to IHT in due course.
>
>It would avoid the OPs mum selling all the shares paying CGT and then paying
>IHT on what is left.

It would make no difference, she may as well stay invested and just wait 
for death.
-- 
John Boyle