From: john boyle 
Newsgroups: uk.finance
Subject: Re: Mortgages-should i use a broker?
Date: Sun, 14 May 2006 11:54:30 +0100

In message <4cmnc6F16crq9U1@individual.net>, Andy Pandy 
 writes
>> >Fair enough - but the broker should bear no responsibility if he
>> >*doesn't* advise you
>> >to take out fully comp insurance.  You asked him for a product and he
>> >sold you it.
>>
>> That would be find in another world, but the world isnt like that. If
>> the client is going into a broker then, by implication, he is looking
>> for advice. He should have gone straight to his chosen insurance
>> company.
>
>I've used insurance brokers loads of times and have never once asked 
>for or been
>force fed advice. I simply ask them to get me a quote, they then ask me 
>loads of
>questions relevant to the particular insurance, and they then provide me with a
>quote.  I don't tell them which insurance company - that's their job. I 
>just tell
>them what insurance I want. You can even do it online now - you don't 
>get much advice
>off a web page - just a quote!

What insurances are those? Did you do this since the latest FSA regs 
came in? And have you ever bought a mortgage that way?
-- 
John Boyle