From: s_pickle2001@yahoo.com
Newsgroups: uk.finance uk.legal
Subject: Re: Credit Cards/Chip and Pin/ATM withdrawls
Date: 30 Dec 2005 03:48:48 -0800
   posting-account=68bCJQwAAAD2diTXLaaPjlUjez4LUODe


Tim wrote:
> "TD" wrote
> > To whom must they show that you were negligent?
>
> Possibilities:
>  - The Financial Ombudsman who arbitrates the case?
>  - The Court that they take you to, to try to get you to pay up?

This discussion seems to centre on credit cards, where you can withhold
the disputed amount, but it could be a debit card, where the money is
taken from your account, and you do not have the option of withholding
payment.