From: "Adrian Smith" 
Newsgroups: uk.finance
Subject: Re: The process of a cheque
Date: Fri, 09 Dec 2005 07:45:45 GMT

"john boyle"  wrote in message 
news:4tBTYsBJSLmDFwzk@johnboyle1.demon.co.uk...
> In message , Adrian Smith 
>  writes
>>Banks keep photocopies of both the front and back of all cheques. 
>>Presumably
>>stored digitally on a computer somewhere.
>>
>>So if you wrote a cheques to someone a couple of years ago and want proof,
>>you can request a copy from your bank.
>>
> Actually, its the collecting bank that has the copy of the reverse side. 
> 'Your' bank will be able to get it, but they will have to ask for it.
>
> In fact, 'truncation' of the clearing now means the cheque never gets to 
> the drawee but is held usually by an agent of the collecting bank. It will 
> be kept for at least 7 years.
> -- 
> John Boyle

For sure, I'd imagine that the front and rear are automatically copied at 
some point in the clearing process.

I had a dispute with a business associate and asked the Natwest for a copy 
of a cheque I wrote 2.5 years previous and received a photocopy of both the 
front and back of the cheque.

-- 
Adrian Smith
www.YourStadium.com
Superb aerial pictures of UK football stadiums.