Newsgroups: alt.home.repair misc.consumers.house misc.legal
Subject: Re: insurance question
From: Deadrat 
Date: Sat, 28 Jul 2007 21:36:05 GMT
Bytes: 3618

mm wrote in news:418na31m5eung1dmk15nv1s7orvjd4faa0@4ax.com:

> On Sat, 28 Jul 2007 00:38:38 -0600, "¥ UltraMan ¥" 
> wrote:
> 
>>mm wrote:
>>> On Fri, 27 Jul 2007 08:57:31 -0500, "Pete C." 
>>> wrote:
>>>
>>>>
>>>> Better to look at a personal liability umbrella policy. They're
>>>> pretty cheap (unless you regularly do dangerous stuff), and they
>>>> provide an umbrella (hence the name) of coverage for pretty much
>>>> anything (other than intentional acts)
>>>
>>> They also often insure you for libel and slander, which are somewhat
>>> intentinoal, and I was hoping they would have a practical manual to
>>> go with that so I could avoid committing libel.
>>>
>>> I wanted to know exactly what the line was, because i, my mother
>>> really, was seriously mistreated by funeral home. They violated the
>>> law also, though that would be hard to prove.  (That is, it's true
>>> but I can only prove it if the jury believes me.  I was able to
>>> borrow 6000 dollars from a friend, over the phone, so I actually got
>>> my my mother's body back when I expected it, but the funeral home
>>> was refusing to release her body to the airport, until I paid the
>>> expenses in my city and the city she was to be buried in.  Because I
>>> was able to borrow the money, there's no other proof of this now but
>>> my word and to a minimal extent, what i told my friend.)
>>>
>>> So I wanted to get an umbrella policy so I could speak freely, but I
>>> wanted to know the law, in practice, because I don't want to cost
>>> the insurance company money.
>>>
>>> What should I do?
>>
>>Here's a clue - keep your mouth shut, moron.
> 
> You God-damned jackass.  Wait until they do this to your mother, you
> stupid piece of crap, and then you'll know what a dung-ball you are
> today and maybe everyday.

To be fair, they did it to you.  Your mother was past caring.

I'm sorry for your loss even if Ultraman isn't.  But his advice isn't 
necessarily wrong.  If the funeral home violated the law or their 
licensing regulations, talk to the authorities; if they damaged you 
through their negligence, take them to court.  Bad mouthing them in 
public might put you in a bad position.  If the insurance company thought 
that your speech was deliberate slander, then their policy might not 
cover you.