From: "Gav" 
Newsgroups: uk.finance
Subject: Re: Loan Problems
Date: Wed, 26 Oct 2005 13:52:46 +0100


> Then you're stuffed.  The only thing you can do is hope he acknowledged 
> the
> debt in some way.  Send him a statement recorded delivery and ask if he 
> believe the amount is wrong and how much time he needs to pay it.
>
> What did he want the money for?

Several things, huge mobile phone bill, student loan that needed paying back 
because he failed the course and hence was no longer entitled to it. 
Basically he was trying to pay off several debts and acruing interest on 
them all. I offered to pay them off as he was getting really depressed over 
them.

> Are there any witnesses to the loan or of any payments.

No witnesses, all I have is bank statements with the initial transfer from 
my account to theirs and 26 payments of the same amount from them to me.

>
> Keep a log of phone calls and contacts.  Ensure you can get your BT bill 
> itemised to prove you tried contacting him.  If he will speak at all 
> record the conversations.

I called from work so all calls will have been logged.

>
>
>
> Try bottom posting.

Soz. :o)
>
>
>