From: "jon" 
Newsgroups: uk.finance
Subject: Re: debt
Date: Fri, 14 Oct 2005 15:24:40 +0000 (UTC)

Thanks, I get the general idea. Snag is that I tend to avoid supermarkets 
and go for smaller shops.  Fruit and veg comes from fruit and veg shops.  My 
card would have to be ideally suited to those kinds of purchases , plus a 
few cheap flight a year and about 30 trips to various garages to buy petrol. 
Anyhing lesser than £10 I would never ever use a card for.

Maybe a credit card is not for me afteral?


"Alex"  wrote in message 
news:xn0e8ggv5bf6dm00g@news.individual.net...
> At 22:35:07 on 13/10/2005, jon delighted uk.finance by announcing:
>
>> Ok everyone, I get the general idea. Guess I was not being that smart. So
>> am I right in assuming that I can get 90% of the benefits that you folk
>> have detailed, simply by buying with a credit card and paying the full
>> amount back  in full at the end of the month?
>
> Yes.
>
>> Does it matter very much
>> which credit card I use? Is a Barclaycard as good as any other?
>
> No.  Compare the features of various cards.  Barclaycard doesn't really 
> have
> much to recommend it.
>
> Various examples:
>
> Tesco (RBS): 1% 'cashback' in the form of Clubcard points.  1.5% on
> everything spent in Tesco stores.  Use the points to buy deals (RAC
> membership, Tussauds attractions entry, Blockbuster rentals etc. See 
> website
> for details) and you get the equivalent of 6%.
>
> Sky Card (Barclays): get reward points to spend on Sky services
>
> Virgin card (MBNA): get reward points to spend in Virgin
>
> Amex: get various percentages of cashback up to 2%, or up to 1.5 BA miles 
> per
> pound depending on the card
>
> Nationwide: 0.5% for 6 months, 0.25% thereafter and commission-free 
> purchases
> abroad
>
> etc.
>
> You can combine different cards, obviously; e.g. Have a Tesco card for use 
> in
> UK, and a Nationwide card for use abroad.
>
> http://www.fool.co.uk/decisioncentre/creditcards/Cashback.aspx