From: Ly 
Newsgroups: uk.finance
Subject: Credit Card Fees
Date: Sat, 08 Oct 2005 22:33:37 GMT

Can someone tell me how credit card fees for balance transfers work 
please?  e.g.  If I have a credit limit of £8,000 and the fee for a 
balance transfer is £50, then would I only be able to transfer £7950 so 
that the fee didn't take me over my limit?  Then is the fee added to the 
card balance and paid off over the 6 months 0% period or does it have to 
be paid as a one off on the first statement after the balance transfer 
is made?  I am assuming of course that if the fee is added to the 
balance, then it is at the same 0% rate as the balance transfer?

Sorry to sound dim - I've made balance transfers aplenty but always 
without a fee up until now.

TIA

Ly