From: "Adrian" 
Newsgroups: uk.finance
Subject: Re: Annual Travel Insurance
Date: Sat, 27 Aug 2005 08:45:34 GMT

Ronald,

AXA's Exclusion wording is:

Pursuit of any trade, business or profession, or the ownership of any 
vehicles, aircraft or mechanically operated watercraft.

To that would read that windsurfing is covered, as it is not mechanically 
operated, but when I rang them they said it was excluded. Of course the 
person I spoke to may have been wrong, though he did check with someone 
else.

Adrian.


"Ronald Raygun"  wrote in message 
news:Z7KPe.96833$G8.22651@text.news.blueyonder.co.uk...
> Adrian wrote:
>
>> Any suggestions for good Annual Travel Insurance?
>>
>> I have had quotes from Columbus and AXA,.
>>
>> However I am concerned that both exclude Personal Liablity cover whilst
>> using any motorised vehicle or watercraft. I guess this is probably
>> standard practice for motorised vehicles, but I am sure I used to have
>> Personal Liability cover for Windsurfing which I do quite a lot.
>
> The way I read the above is that the adjective "motorised" is indended
> to apply to both nouns, i.e. "vehicles" and "watercraft".  Therefore a
> windsurfer, not being a motorised watercraft, would not be excluded.
>
> They're basically excluding those activities for which you would normally
> be expected to have separate insurance.
>