From: "Alex" 
Newsgroups: uk.finance
Subject: Re: TheAA advertises 5.8% loans - SCAM or what?
Date: 6 Mar 2005 14:27:45 GMT
 DZ-= On 5 Mar 2005 16:12:12 GMT, "Alex"  wrote:
> 
> 
> > They will use the information from a CRA to determine your credit score.  This
> > is why they cannot give it to you.  They cannot do so under the DPA 
> 
> Please expand what the relevance of the DPA is here.

The relevance is that they do not hold the data and therefore they cannot tell you
exactly why a specific decision was made.  Some companies, in fact, automate the
whole process so that the person taking your application doesn't see this data even
when it is accessed.