From: Ronald Raygun 
Subject: Re: How long is a UK Cheque 'valid'?
Newsgroups: uk.finance
Date: Tue, 04 Jan 2005 13:12:12 GMT

john boyle wrote:

> In message , Ronald
> Raygun  writes
>>So, having now established that it makes no difference whether it was
>>guaranteed
> 
> 
> But we havent. If it HAD been guaranteed then the Bank MUST debit the
> account with a cheque that is greater than 6 months old no matter what
> the drawer had done in the meantime, i.e. issued a replacement, paid in
> cash instead etc.,. If it is NOT guaranteed ( and the OP didnt make this
> clear at the time I asked) then the drawee would have been within its
> rights to return the cheque but it doesnt have to.
>>, can we please get back to my question what difference it
>>being a gift makes to whether you can successfully sue on the cheque?
> 
> It doesnt, and I have never claimed that it did.

We've clearly been at cross purposes about what exactly it makes no
difference to.

I'm saying, and I think you agree, that no matter how old the cheque is,
and no matter whether it was guaranteed or not, and no matter what it
was for (gift or debt) the drawer cannot lawfully avoid (bankruptcy
excepted) the payee getting the money when all is said and done.
Any "out of date" nonsense would only be a delaying tactic, as would
countermanding it or forcing an "insufficient funds" situation.