From: "Lloyd" 
Newsgroups: uk.finance
Subject: Re: Getting Desperate - Credit Card Debt
Date: Mon, 13 Dec 2004 23:49:05 -0000

Thanks to everyone for their help so far!

The loan shark thing was a joke - :p = cheeky/tongue in cheek.

I'm truly grateful to everyone that replied


"Lloyd"  wrote in message
news:3264bnF3fbheeU1@individual.net...
> I am trying my hardest to shift some credit card debt to a lower rate
loan,
> I have £3500 and whilst I can meet the monthly repayments at the moment I
am
> loathed to be paying the amount of interest that I am.  As well as this my
> employment is due to cease in July and I know really want to get them paid
> off by then......tricky with the mounting interest.
>
> The problem is my credit rating is shot to pieces at the moment, I've been
> turned down for a Cahoot Flexible loan and a Marbles Credit Card......what
> can I do?!  I'm starting to experience first hand that it is the people
that
> need credit that can't get it!
>
> Many thanks if anyone can help (including any loan sharks :p )
>
> Thanks,
>
> Lloyd
>
>