From: Daytona 
Newsgroups: uk.finance
Subject: Re: standard Life stakeholder
Date: Tue, 09 Nov 2004 20:45:44 +0000

"aaj"  wrote:

>All I'm trying to ascertain is if there are any fundamental problems with a 
>standard life stakeholder pension, 

It depends upon the fund that your money is invested in within the
stakeholder 'wrapper'. With profits policies, or any variation on, are
affected by the insurance companies profitability. Other funds such as
Unit Trusts, Investment Trusts, OEICs are not. As the Trust bit of the
name suggests, they are a separate entity.

>and is a safe bet for me to pay into for 
>the next 30 years? 

I see no reason why not, but as with any investment, review every 5
years.

My bet for a 30 year investment is a high income investment trust.
Even better would be an exchange traded fund investing in the FTSE 350
High Yield index. I think there was talk of one being launched.

Daytona