From: Nick Read 
Newsgroups: uk.finance
Subject: Re: Car Insurance - preventing long line of credit checks?
Date: Wed, 20 Oct 2004 19:25:01 +0100

On Wed, 20 Oct 2004 19:05:09 +0100, "Tumbleweed"
 wrote:

>
>"Z"  wrote in message 
>news:MF4q3dog3pdBFwmO@imaris.demon.co.uk...
>>I am going to be looking for car insurance in the next couple of days so 
>>will of course be seeking many quotations. I will be paying for the whole 
>>year rather than using direct debit.
>> I understand some insurers make credit checks. A long string of credit 
>> checks on one's credit file I understand can be detrimental to one's 
>> credit rating.
>> How can this be prevented?
>>
>
>I would think its extremely unlikely many of them would bother with the 
>credit check (which will cost them money) until you decide to accept their 
>offer.

I always get several quotes each year when my car insurance is due for
renewal and have never known any of them to do a credit check before I
take out a policy. In fact many don't even do a credit check when you
do take out a policy and pay monthly. If you don't pay they just
cancel the cover.