From: Alex 
Newsgroups: uk.finance
Subject: Re: Credit Files Updates
Date: 22 Sep 2004 12:14:33 GMT

Without a hint of irony, Vadim Borshchev  
astounded uk.finance on 22 Sep 2004 by announcing:

> On 21 Sep 2004 08:36:01 -0700, pat  wrote:
> 
>> Is making partial payments that are more than the minimum payments
>> (e.g. 4% of full balance) every month for say 6 months on one of my
>> card good or bad in applying for another credit card?
> 
> It is no better than making the minimum payments, in the sense how it is 
> reflected in your credit file.
> 
> 
>> Incidentally, does anyone know of any Platinum Cards that
>> 1) Offer 0% balance transfer for >=6 months
> 
> Barclay platinum, 0% till August 2005.

Although they now charge 2% on all transfers.

>> 2) Offer cashback/reward scheme that is equivalent to 0.4% cashback?
> 
> American Express platinum, up to 2%.

Depending on your annual spend, and they've just increased the bands 
(lowering the effective return).