From: Chris Blunt 
Newsgroups: uk.finance
Subject: Re: Continuous charge authority on debit cards
Date: Mon, 06 Sep 2004 15:38:31 +0800

On Sun, 5 Sep 2004 21:37:13 +0100, "Adrian Boliston"
 wrote:

>"Alex"  wrote in message
>news:Xns955ACD13BA58Falexl2@130.133.1.4...
>
>> No, you can't.  Unlike Direct Debits and Standing Orders, CCA details are
>not
>> held by your card issuer who is obliged to make any payment authorised by
>you
>> (unless it breaches some other condition of your agreement such as taking
>you
>> over your limit etc.)
>
>You would have thought that with today's technology that a CCA could be
>"registered" by the merchant, so that it shows up as a CCA when you log into
>your credit card online interface (a "my CCA's" screen).  This way it would
>work more like a direct debit equivalent for credit cards, and would become
>more widely trusted by consumers and may become a more popular and
>convenient payment method as a result.

Good idea, but I still don't see why charges from a particular
merchant cannot be blocked by the card company at the cardholder's
request. Since there will have been previous transactions on the
account, the card company has all the information they need to
identify that merchant. Why can't they just be added to some kind of
blocked list and decline any further transactions from that company?

Chris