Newsgroups: uk.finance
Subject: Re: Egg Anniversary Date
From: Robin T Cox 
Date: Mon, 09 Aug 2004 18:08:40 GMT

"Eric Jones"  wrote in
news:cf8aia$4n7$1@sparta.btinternet.com: 

> 
> "NC"  wrote in message
> news:EMLRc.119$R91.39@newsfe1-gui.ntli.net...
>> Robin T Cox wrote:
>> > "Helen"  wrote in
>> > news:cf5gh6$r6o$1@sparta.btinternet.com:
>> >
>> >
>> >>Has anyone taken advantage of Egg's 0% for six months from the card
>> >>anniversary date? If so, do Egg notify you when this date arrives,
>> >>or do you just have to remember it yourself?
>> >>
>> >>Helen.
>> >>
>> >>
>> >
>> >
>> > You need to be extremely careful, as there is a catch. As with
>> > anything Egg-related, read the small print, read it again and then
>> > read it again. See:
>> >
>> > http://www.moneysavingexpert.com/cgi-
>> > bin/viewnews.cgi?newsid1078703530,72818,
>> >
>> > (link may wrap)
>> >
>> > or:
>> >
>> > http://snipurl.com/8bf5
>> >
>>
>> I think you are being a little harsh on Egg here. This is standard
>> practise for all balance transfers /credit cards and it clearly
>> stated in the T&Cs. If you have a balance transfer debt on the card,
>> and then spend on it some more, payments will go to the balance
>> transfer meaning that you pay interest on the normal payments.
>> I have a credit card debt with Capital one - 3.9% for the life of the
>> balance. If I spend on that card I will pay interest on that spend
>> until I have cleared the long term balance transfer. I will therefore
>> never spend on the card and will treat it as the very very very cheap
>> loan that it is.

> Egg tell you when 0% offer ends. My anniversary was August and my
> interest free period ends on 01/01/2005. No problem as long as I have
> repaid by then. Eric
> 
> 
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> 

There's more discussion of this issue here:
http://snipurl.com/8boe

It appears that Egg may not always tell people when their anniversary is 
due.