From: "steeda" 
Newsgroups: misc.consumers.house
Subject: Re: Why refinance?
Date: Thu, 10 Feb 2005 22:39:56 -0800


 wrote in message 
news:1108076777.995750.117170@g14g2000cwa.googlegroups.com...
> panassergey@aol.com asks:
>
> If I have a 7 5/8th 30yr fixed mortgage, with 25 yrs remaining... and I
> have no plans to move. Is it worth refinancing? and what are the
> options?
>
> Reply to kalostrolove at aol (dot com)
>
> panassergey@aol.com
> kaliostrolove@aol.com
>

I would. You can get over 2 points lower which would definitely make up for 
the costs of refi very quickly.