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From: eagent 
Newsgroups: misc.invest.financial-plan
Subject: Re: Do I need life insurance?
Date: Thu, 8 Nov 2007 18:41:05 -0600
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FromStump: yes
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On Nov 7, 3:51 pm, Thumper  wrote:
> On Tue, 6 Nov 2007 21:02:06 -0600, joetaxpayer
>
>  wrote:
>
> >kastnna wrote:
>
> >> To some, the warm fuzzy feeling they get from leaving their heirs a
> >> large inheritance is worth more to them than the actual dollars spent
> >> are. Just knowing that they will be personally responsible for sending
> >> their great-great-grandson to college may be their ultimate goal
> >> (usually because it assures that their legend lives on).
>
> >And I'd not question that. OP had no dependent, nor did she make
> >reference to any loved one. Do you advise buying the policy on the
> >chance she finds somebody to love?
> >JOE
>
> I do.  I also advocate buying a policy to insure against being
> uninsurable at a later age.
> Thumper

I second that!  In my (never humble) opinion, I think the greatest
disservice associated with this otherwise fine NG is the constant
position that the ONLY reason to buy life insurance is to provide for
currently known dependents.  While in fact most young Americans don't
have a NEED for life insurance today, the cold reality is that many
WILL in the future  AND buying when they are young will get them a
rate they would kill for once they get old enough to need it.

Of course, one of the nice things about a moderated NG such as this
one is the free exchange of ideas and opinions.  We can agree to
disagree respectfully.

Gene E. Utterback, EA, RFC, ABA