From: "Elizabeth Richardson" 
Newsgroups: misc.invest.financial-plan
Subject: Social Security Redux
Date: Mon, 24 Sep 2007 13:35:54 -0500
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Ok, having been duly convinced that delaying the taking of SS benefits is a
wise financial course for me, how do I go about deciding when is the most
optimal time to start taking benefits? Is this a risk/reward question or is
there a formula I ought to be playing with? (Yes, I know I ended that
sentence with a preposition, but I'm too lazy to reword it.) And if there is
a formula, what is it?

Elizabeth Richardson