From: "Eric Jones" 
Newsgroups: uk.finance
Subject: Re: dial4aloan....any good ?????
Date: Mon, 12 Jul 2004 17:10:10 +0000 (UTC)


"lethal"  wrote in message
news:P9zIc.658$PF.295@newsfe6-gui.ntli.net...
>
> "lethal"  wrote in message
news:V5zIc.654$PF.246@newsfe6-gui.ntli.net...
> > i'm considering taking out a personnal loan with dial4aloan as the
repayments are within my budget and i can take it over 25
> years
> > ( i don't have a mortgage ).
> >
> > This loan will pay off all my existing loans ( going from £320 per month
to a payment of £94 p.m. ) and  it will enable me to do
> > up my house so as far as i can see , a win win situation.
> >
> > The apr is more or less the same as most other loans around, my only
concern is getting it over 25 years but this would be the
> > case with a mortgage.
> >
> > I don't want to re-mortgage my house because,  seeing it's been paid for
, i don't want to put it up in a secured loan or a
> > remortgage and  a re-mortgage would actually be more expensive
initially.
> >
> > my questions are :
> >
> > does anyone have any horror stories concerning dial4aloan ?
> > are they recommended or at least NOT recommended ?
> > i can live with the slight APR difference between a re-mortgage and a
personnal loan and i need the long payback time to make it
> > affordable but can anyone suggest another alternative i may have
overlooked ?
> >
> > any feedback welcome
> >
> > cheers
> > Simon
>
>
>
> should have mentioned,
>
> the loan i'm intested in is a fixed rate. If i get a check for the lump
sum.....can anyone suggest a high interest rate account i
> can open to put it in but will allow me to withdrawl , without penalty ,
when i want ???
> >
> >Are they going to give you a loan for 25 years UNSECURED? Have not had
any dealings with them myself but I would check smallprint for charges
should you wish to repay early.
If it is a SECURED loan, this is the same as a mortgage and in my opinion
better to stay with a lender you know.
> Eric
>


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