Date: Sun, 10 Jun 2007 17:51:25 -0500
From: Justin 
Subject: Re: where to start up a roth IRA?
Newsgroups: misc.invest.financial-plan
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Piggy wrote on [Sun, 10 Jun 2007 05:19:15 -0500]:
> i have 4K with which i want to immediately start up a roth IRA. i just
> turned 34 and have no retirement savings. i was thinking of starting
> the roth at vanguard, but i have heard that it is not wise to invest
> in mutual funds but rather to invest in ETFs (and i really dont know
> what these are?). is this because with mutual funds you are just
> tracking the market and not going for the greatest rate of return?
> does anyone have advice for me as far as where i should start up my
> roth?

I suggest looking at Vanguard, Fidelity or T Rowe Price, put that money
into a target date retirement fund for the year you are planning on
retiring. Then, research more on what you will need and adjust
accordingly.