From: MrNiceGuy@giganews.com (nananana@ok.net)
Newsgroups: misc.invest.financial-plan
Subject: Disability and 401(k)
Date: Tue, 5 Jun 2007 10:19:09 -0500
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	=wwV6

Greetings,

I have a situation where I have a PCRA account for my 401(k) 
provided by my employer.  My 401(k) is 100% vested.  My issue is 
that I have a lifetime disibility that will likely force me to stop 
working within the next five years and collect SSDI (yuck).

I understand it can be extremely difficult to withdraw funds before 
I am 59 1/2 for any reason without incuring major penalties.  I am 
currently 35 so I will not be in there for quite some time.

My question is, should I stop contributing 15% to my 401(k) and look 
for other liquid investments?  I have heard of hardship withdrawals 
for 401(k) but it sounds like it can be very difficult to 
accomplish.

Any thoughts?

Thanks,

MrNiceGuy