From: Mark Bole 
Newsgroups: misc.invest.financial-plan
Subject: Re: debt free, maxed 401k, maxed IRA
Date: Mon, 23 Apr 2007 20:30:58 -0500
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	=jrR7

JohnS wrote:
> are there limits/rules on my establishing an HSA on my own or do I have 
> to wait for employer plan?
> 
> in case it matters, my employer will have one for 2008, enrollment 
> starts in oct-nov 2007

If your employer offers subsidized, tax-favored, traditional group 
health coverage for you and/or your family, I'm pretty sure you are 
better off with that.  You can't have both.

> where can I read more about it?

IRS Pub 969.

-Mark Bole