Date: Mon, 23 Apr 2007 15:49:06 -0500
From: "JohnS" 
Newsgroups: misc.invest.financial-plan
Subject: Re: debt free, maxed 401k, maxed IRA
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jIM wrote:
> 3) health care spending account

are there limits/rules on my establishing an HSA on my own or do I have to 
wait for employer plan?

in case it matters, my employer will have one for 2008, enrollment starts in 
oct-nov 2007

where can I read more about it?