From: lyndhurst25@hotmail.com (Richard C)
Newsgroups: uk.finance
Subject: Royal Mail Special Delivery Consequential Loss insurance
Date: 27 Apr 2004 12:06:34 -0700

Just a hypothetical question!

A couple of weeks ago I took a week off work and rented a cottage in a
remote part of northern England. I had some important papers to send
to work so I checked out the local Post Office. It was only open on
Tuesday and Thursday. It was 9am on Tuesday and the papers had to be
there for Thursday so I was in luck. To be on the safe side I asked to
send them by the Special Delivery Next Day service for £3.75. "They'll
not get there tomorrow you know" said the postmistress "they never
do". She felt guilty charging me £3.75 for a two day delivery.
Aparrently by the time the Royal Mail van driver gets back to his
depot, he's missed the mail train/truck to London. I wasn't too fussed
and she told me to claim back my £3.75 if the delivery was late. She
was right - the papers were delivered on Thursday.

Now for my question. Royal mail offer Consequential Loss insurance
where you can claim compensation for late delivery. It costs an extra
£3.15 for up tp £10000 of cover. Now what if I'd taken this out? In
this case the late delivery didn't cost me anything, but I'm sure that
I could engineer a situation where it would do. £10000 for a £6.90
outlay doesn't sound bad! Has anyone tried claiming on Royal Mail's
Consequential Loss insurance? Is it easy to do? (Not that I'm
advocating defrauding the Royal Mail or anything).