Date: Sun, 4 Feb 2007 05:38:29 -0600
From: jamessalks@yahoo.com
Newsgroups: misc.invest.financial-plan
Subject: Just graduated from college...what do I do with this money?
   posting-account=DTQrsw0AAAA21dda06ZD_mnNDaPv95wj
	iQBVAwUARcXFtfl/I4+O31e5AQESeQIAoyO1Ejn/LNP/HEAJvxyNqJp8tfMmanlD
	b+qfy8f7j4n0Yf6ZXX7cmGJwfI5ptHn6gSA0gfZkurQf5SaYPkRJ5Q==
	=a2AE

I am a 25 year old male that recently graduated from college and have
landed a job that pays $54,000 per year.  I am single and do not tend
to spend a lot of money.  The company that I will be working for will
put 25% of my yearly earnings into a 401(k) plan.  To clarify, this
money will not be coming out of my paycheck... it is taken out of the
company's yearly profits and issued as, essentially, an employee
pension.

As a first-time investor, I was wondering what you more experienced
people would advise as a good investment schedule.  I have
approximately $48,000 in student load debts, and pay $800 per month on
rent, power, and internet.

Should I max out my 401(k), or invest in mutual funds and/or index
funds and/or a Roth IRA?