From: "PeterL" 
Newsgroups: misc.invest.financial-plan
Subject: Re: Fidelity 401k Basics
Date: Wed, 31 Jan 2007 11:42:31 -0600
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On Jan 31, 2:03 am, "teaks"  wrote:
> Hello everyone,
>
> First of all, thank you to everyone who commented in my 'Fresh College
> Grad' post - I found it very helpful!  I have another question I want
> to ask since I'm just diving into the real world - and my company's
> 401k plan.
>
> My company goes through Fidelity and I am attempting to take my first
> stab at asset allocation.  I'm somewhat confused by the various types
> of funds - large/mid/small cap.  Also, I've read a lot about index
> funds and I noticed that I can select a 'Spartan US Equity Index
> Fund.'  The management fee is 0.07% and the expense ratio is 0.10%.
> Can someone shed some light on what these numbers imply?  There are
> also new Fidelity FreedomXX funds which I believe are managed by
> Fidelity based on your expected retirement rate - any suggestions on
> whether to go with one of these or to manage my own allocation?
>
> Currently, this is what I'm thinking for allocation, any comments?
> LARGE CAP - Spartan US EQ INDEX: 50%
> MID CAP - FKLN SMMIDCAP GRTH A: 20%
> SMALL CAP - RS PARTNERS A: 10%
> INTERNATIONAL - FID DIVERSIFIED INTL: 20%
>
> Thank you in advance.

Have you played with Fidelity's own asset allocation advice?