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Date: Sat, 6 Jan 2007 07:35:50 -0600
From: "Jose Bailen" 
Newsgroups: misc.invest.financial-plan
Subject: Re: How to invest 300k for a 40 year old who needs to live off of it.
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Just checked/updated the information provided by the Ken French data
library
(http://mba.tuck.dartmouth.edu/pages/faculty/ken.french/data_library.html).
These are the returns of different investment styles from 1927-2005.
They are not inflation-adjusted. "Low" means low book-to-market
portfolios (i.e., growth portfolios) while "high" means high book to
market portfolios. These are annual data for average value-weighed
portfolios (equally weighted portfolios give even better average
returns, but also greater volatility):



  Average Value Weighted Returns -- Annual
		Small			Big
	Low	2	High	Low	2	High
1927	31.59	26.74	33.79	44.26	23.55	31.79
1928	31.88	40.42	42.43	46.51	31.79	25
1929	-46.73	-30.7	-36.81	-19.54	0.76	-4.4
1930	-35.79	-32.19	-45.38	-26.38	-29.29	-43.35
1931	-41.33	-48.31	-51.66	-35.88	-60.22	-57.89
1932	-5.04	-8.53	3.61	-7.32	-16.73	-4.33
1933	166.14	119.96	125.42	44.23	89.36	114.81
1934	34.17	19.78	8.03	10.75	-2.9	-21.77
1935	47.95	75.87	53.8	42.06	47.13	50.77
1936	38.34	48.9	74.95	26.42	37.94	48.55
1937	-48.77	-48.65	-50.44	-34.35	-31.93	-40.71
1938	46.68	43.98	25.54	33.12	20.33	25.69
1939	10.08	1.24	-3.97	7.59	-3.46	-13.17
1940	-1.68	-1.65	-10.49	-9.67	-3.87	-2.5
1941	-16.58	-10.83	-4.68	-12.58	-5.31	-1.18
1942	16.94	27.98	35.26	13.54	17.41	33.4
1943	46.31	54.97	93.32	21.61	33.96	43.81
1944	40.41	40.22	50.44	16.03	21.76	42.58
1945	63.62	60.02	72.48	31.72	38.71	49.84
1946	-12.44	-9.64	-7.44	-7.18	-1.65	-8.18
1947	-8.52	-2.3	5.18	3.54	4.55	8.81
1948	-7.86	-6.96	-2.69	3.71	1.6	4.75
1949	24.51	22.67	21.51	23.38	15.9	16.95
1950	31.1	31.9	51.05	22.64	31.37	56.99
1951	16.78	15.19	12.33	20.02	25.13	13.4
1952	7.18	9.97	9.23	13.04	13.39	20.26
1953	0.42	-0.97	-6.4	2.26	0.53	-7.96
1954	42.9	61.1	63.28	47.77	48.2	77.77
1955	14.71	20.64	23.89	28.63	18.93	29.51
1956	7.96	7.76	5.98	6.57	13	4.32
1957	-16.93	-14.8	-16.18	-8.9	-8.15	-23.19
1958	76.07	57.72	69.42	41.45	45.58	72.04
1959	20.02	20.38	17.96	13.12	9.97	18.98
1960	-2.72	-0.93	-5.74	-2.2	8.16	-8.68
1961	21.08	30.37	31.35	26.38	26.61	29.18
1962	-19.92	-15.47	-9.35	-10.75	-5.8	-3.29
1963	7.56	16.57	28.96	21.9	17.15	32.81
1964	8.08	17.61	23.05	14.46	20.42	19.52
1965	35.72	33.31	41.83	13.46	10.04	22.69
1966	-5.81	-6.07	-7.35	-10.83	-5.87	-10.46
1967	89.73	72.72	67.92	29.16	15.8	31.84
1968	32.58	40.45	46.22	3.96	15.84	26.79
1969	-24.48	-22.98	-25.93	3	-16.96	-16.41
1970	-21.27	-7.89	6.52	-5.71	8.05	10.32
1971	26.22	21.15	14.52	24.22	5.86	13.41
1972	-0.06	7.84	7.1	21.48	11.01	18.71
1973	-45.51	-32.72	-27.51	-21.65	-8.83	-4.17
1974	-32.35	-26.39	-18.39	-29.3	-22.86	-23.1
1975	60.91	58.08	57.9	34.32	41.9	55.18
1976	38.51	47.13	60.18	17.35	41.07	44.22
1977	18.64	18.46	23.22	-9.57	-0.81	1.4
1978	17.5	21	22.05	6.96	6.89	3.74
1979	49.19	36.83	38.34	16.49	23.4	22.95
1980	52.4	30.62	22.33	35.41	36.55	16.45
1981	-10.88	13.78	17.28	-7.57	-7.44	14.16
1982	19.36	33.56	41.18	21.64	17.97	27.28
1983	19.58	40.26	48.07	14.59	25.23	27.2
1984	-13.87	2.35	8.32	-0.66	5.69	15.82
1985	28.87	34.89	32.75	32.5	32.22	31.49
1986	2.39	9.96	14.17	14.64	20.09	21.32
1987	-13.43	-4.14	-6.11	7.41	3.36	-2.2
1988	14.51	28.26	30.73	12.67	17.75	25.79
1989	19.63	17.97	16.46	36.2	25.36	29.33
1990	-18.7	-17.52	-23.57	1.14	-5.52	-13.49
1991	53.62	46.63	40.64	43.04	22.18	27.54
1992	4.65	22.53	35.19	6.31	9.77	23.53
1993	10.61	20.29	27.2	0.85	16.9	22.31
1994	-6.7	0.24	0.15	2.6	1.01	-5.71
1995	28.8	28.37	32.74	37.75	38.63	36.57
1996	9.28	22.43	24.07	22.58	25.53	14.67
1997	10.01	31.73	38.4	30.65	37.08	27.01
1998	-1.49	-5.58	-1.36	39.47	7.51	20.3
1999	46.6	21.71	7.75	26.79	5.82	-0.69
2000	-23.39	19.3	22.12	-13.51	16.9	20.9
2001	-0.12	16.8	22.51	-14.59	-1.28	-0.68
2002	-32.1	-11.72	-9.05	-22.57	-15.29	-25.13
2003	54.71	49.92	64.06	27.9	30.7	27.93
2004	15.11	20.37	21.38	7.48	14.76	20.05
2005	-0.66	8.85	9.16	4.06	8.26	11.62

Average	13.9	17.5	19.9	11.5	12.8	15.7
STDEV	33.9	29.1	31.9	20.4	21.4	27.1
Max	166.14	119.96	125.42	47.77	89.36	114.81
Min	-48.77	-48.65	-51.66	-35.88	-60.22	-57.89