From: Alan Norris 
Newsgroups: uk.finance
Subject: Re: Credit Card application
Date: Sat, 10 Apr 2004 18:18:28 +0100

On Sat, 10 Apr 2004 17:57:56 +0100, "Doug Ramage"
 wrote:

>
>"Alan Norris"  wrote in message
>news:jo7g70596j2aq8u3pjalvalo6q8p8qkplp@4ax.com...
>> On Fri, 9 Apr 2004 16:06:06 +0100, "peter"  wrote:
>>
>> >I wonder if you do many searches for your *own* credit file as held by
>> >Experian, would other lenders see that those as a recorded enquiry, or
>would
>> >those searches be recorded in the same manner as if you pay a few quid to
>> >Experian to see your own file?
>> >
>> >I could imagine with £70K, you could probably be allowed a few platinum
>> >cards, but I wonder whether £8K (I think you probably earn more working
>at
>> >MacDonalds?) is good enough to get a platinum card?
>>
>> My wife received a mailing from Lloyds TSB last week offering her a
>> Platinum Lloyds TSB Visa card with an already approved £8k limit. She
>> is a house wife whose only income is £100 per month Child Benefit.
>>
>> I already have a Platinum Lloyds TSB Visa card with a £5k limit so I
>> phoned them up and asked if they would, in light of their offer to my
>> wife (we have a joint TSB current account),   (a) raise my credit
>> limit to £7500 and (b) make my wife an additional cardholder. The
>> answer was no.
>>
>> Don't see the logic myself!
>>
>> Alan
>>
>>
>
>Why does your wife not proceed with the application, then add you as an
>additional cardholder?

We simply don't want any extra credit cards! She is also not a great
believer in credit - prefers cash in purse.

Alan

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