Date: Wed, 20 Dec 2006 08:52:43 -0600
From: "jIM" 
Newsgroups: misc.invest.financial-plan
Subject: Re: Credit Card Renewal - Cancel?
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>
> The other viewpoint is that the whole credit score thing is a
> sham--why play this game at all? You can choose not to and live
> happily but I have chosen to (this is why the monitoring service
> helps--but you need to be able pull up your CR anytime).
>
>

It has been mentioned before, but credit rating is used more than to
get debt/loans.

I have had credit reports pulled:

1) when getting a government security clearence
2) prior to employment
3) prior to purchasing life insurance/ switching insurance agents