Date: Mon, 13 Nov 2006 15:58:37 -0600
From: "Cal" 
Subject: Re: Whole life insurance vs Term + investing
Newsgroups: misc.invest.financial-plan
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"P.Schuman"  wrote in message 
news:QI46h.24898$TV3.12255@newssvr21.news.prodigy.com...
> from my scribbled notes,
> the policy death benefit is $138k
> the policy cash value is $46k
>
> $4767 cash increase this year
> $1935 2006 div
>
> $2000 yearly prems for 15yrs
>
> So - for your invested $30k, you get $46k (over 15 yrs)
> plus purchased death benefit.
> Wonder how the classical comparison looks
> of invested a portion of the $2000 + buying a Term policy...
> I think my Term is $500 per $125k of coverage.
>
> Any general comments I can take back to him
> when I see him at swim team...

This is more reasonable. As you can see from your new figures,
there was a RETURN on your $2000 of premium for this year ALONE
of $6702 PLUS having the insurance In-Force. Next years reurned
should in all probability be even higher.
Cal Lester  CLU


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