From: "jIM" 
Newsgroups: misc.invest.financial-plan
Subject: Re: Options for fixed payouts
Date: Mon, 18 Sep 2006 15:53:53 -0500
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mbuckley wrote:
> I currently have $400,000 that I would like to invest in something that
> can pay out interest each month, or a set payout peridos (quarterly).
>
> Can you recommend the type of investment I should be looking at?

In order, I would consider:

1) CD's (max of $100,000 per CD).  These would be federally insured.
2) Money market mutual funds.
3) Bonds
4) dividend paying stocks

>
> Ideally, I am looking to grow the $400,000 long term, but I am more
> concerned with the monthly payouts at this point.
>
If you want to GROW the principle and collect income, the question
would be how much income vs how much growth, and do you expect the
income to need to grow over time?

Any answer given would involve mixing the 4 choices above.  Each of the
4 choices adds risk to principle for any short period of time.