From: "Don" 
Newsgroups: misc.invest.real-estate
Subject: Re: How do you refinance your properties? Owner Occupied?
Date: Mon, 13 Mar 2006 17:20:21 GMT

"John"  wrote in message 
news:1142268821.850975.66160@z34g2000cwc.googlegroups.com...

> 2. Rather than lie to get a rate, negotiate to get a rate. There are
> all kinds of rates and terms out there. Shop around and do not take the
> first loan offered if you feel you can get a better deal some where
> else.

Very good point, but one qualification: To get a better rate, it is possible 
to negotiate with a particular lender in addition to shopping different 
lenders. The first loan offered is not necessarily the last word.