From: "Mark Freeland" 
Newsgroups: misc.invest.financial-plan
Subject: Re: How aggressive would you be at 26?
Date: Wed, 6 Sep 2006 12:29:39 -0500
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"jIM"  wrote in message 
news:1157556907.214876.221340@e3g2000cwe.googlegroups.com...
>
> Vanguard appears to have a wrapper fee of .21% in addition to the fund
> expenses.  Vanguard 2045 invests in

Neither Vanguard, Price, nor Fidelity have wrapper fees.  (Fidelity did 
charge an extra 0.08%, but dropped that a year or so ago.)  American Century 
seems to charge a 0.20% wrapper fee for investor class shares.
http://www.financegates.com/news/funds/2005-05-11/fidelity1105.html

> TRP will let you open the account with $50 if you sign up for asset
> builder which adds $50 each month.  I do not know if Vanguard has the
> same service.

Nope.

Mark Freeland
BnetOnewsX@sbcglobal.net