From: joetaxpayer 
Newsgroups: misc.invest.financial-plan
Subject: Re: BofA Investments: Worth the 1.5%?
Date: Tue, 15 Aug 2006 19:35:57 -0500
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marvster wrote:

> Hi Guys,
snip
> I guess the bottom line question is, if I'm happy to lean conservative
> anyway -- i.e., I'm not sure we have the stomach to work with an
> advisor who's going to be super aggressive with our investments -- is
> it worth paying that 1.5% when I can find an equally conservative place
> to stick our money with another "blue chip" company like Vanguard?
> 
> Cheers,
> 
> Marv
> 

You can use the Vanguard targeted fund as you suggested, and have much 
of your money there, it's diversified already. Or you can choose the 
funds from the Vanguard or other low cost funds to choose your level of 
risk/agressiveness. You need to decide the extra value, if any, that the 
1.5% is buying you.
JOE