Date: Wed, 10 May 2006 08:36:15 -0500
Newsgroups: misc.invest.financial-plan
From: Ignoramus18731 
Subject: Re: Need Allocation Advice
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No one has a crystal ball and no one knows what asset class will
outperform others in the future. Your allocation is as good as most
other suggestions that you may receive. Your skepticism and
conservatism are very likely to pay off. 

What you are likely to find out is that over time, the exact
allocation did not matter as much as did a consistent savings plan.

My only suggestion is that $35k is a small amount of money and
splitting it amongst so many vehicles is unnecessarily (in my opinion)
cumbersome. Your loss would be your personal time. 

i