From: zxcvbob 
Newsgroups: misc.invest.financial-plan
Subject: Re: Taxable Accounts
Date: Sun, 30 Apr 2006 18:56:11 -0500
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iarwain wrote:

> Obviously, the disadvantage is the lack of tax deferral.  But as long
> as I'm putting a substantial amount into the 401k, don't you think it's
> a good idea to have some taxable investments as well?  Isn't it good to
> have your eggs in several different baskets?



You can get tax deferral in a taxable account -- just don't sell 
anything.  Maybe you can't totally accomplish this, but you at least 
control when the taxable events occur.

I kind of like that Bernanke (sp?) is talking about cutting the capital 
gains tax rate to zero.  Shortly after that happens (if it happens) I'm 
selling everything that has a gain and shifting all the money in my 
daughter's college fund into a new fund to step-up the cost bases.

Bob