From: "Axqi" 
Newsgroups: misc.invest.real-estate
Subject: Re: Direct deposit for tenant?
Date: 21 Aug 2005 09:40:16 -0700
   posting-account=D8U4uwwAAABUwwvB18gEJ_V8HJHr0xI-

> Chase offers it free with certain types of accounts.

Chase will send a check through their automated system if a direct
deposit won't work. Either way, the payor initiates the transaction by
computer in the same way. The only nuisance is setting up the
transaction.

I'm sure all bill-paying systems work the same way; my credit union has
one (which I don't use) which they've been touting ever since they made
it gratis.