From: TLSG 
Newsgroups: uk.finance
Subject: Re: Smile or Cahoot
Date: Fri, 06 Feb 2004 15:03:12 +0000

On Wed, 4 Feb 2004 18:07:56 -0000, "Sunil Sood"
 wrote:

>
>"TBL"  wrote in message
>news:MPG.1a8b2b323d3583fe989686@news.individual.net...
>> I'm currently with the Halifax for my current account, but am in the
>> mood for a change.
>>
>> I'm split between Cahoot and Smile.
>>
>> I've never used my overdraft, but a free one would be nice just in case.
>>
>> Now I know Smile have great customer services, but they charge interest
>> on their overdraft, and pay less interest on credit balances.
>>
>> Cahoot have average customer services, but pay more interest, and give
>> you a free overdraft.
>>
>> Can anyone provide any useful pointers to help me make my decision? Or
>> do you have a totally seperate suggestion altogether?
>
>Have you considered First Direct?
>
>Excellent customer services and access online or via telephone - just keep
>your savings in a savings account and not the current account.

I agreee strongly with this.

--
Klaatu